John Hancock Offers Apple Watch Series 5 to Vitality Life Insurance Customers for $25

Life insurance provider John Hancock has announced that it is expanding its Apple Watch program so that new and existing members of its Vitality program can receive a 40mm Apple Watch Series 5 for an initial payment of just $25 plus tax.

apple watch series 5 studio
The cost of the Apple Watch is split up into 24 monthly payments, which can be paid off by walking, running, biking, swimming, or completing various other exercises.

Vitality members must earn at least 500 fitness-related Vitality Points per month over two years to avoid owing any of the instalments. Additional fees apply for customers who choose a cellular model or other more expensive models.

By connecting the Vitality Today app to Apple's Health app and confirming data sharing, customers can earn Vitality Points for Light, Standard, and Advanced Workouts towards the monthly goal.

Customers can also share steps measured by their iPhone or Apple Watch, as well as active calories from the Apple Watch.

The Vitality program is available with select John Hancock life insurance policies in the United States. The free Apple Watch Series 5 offer will be available starting this fall everywhere except New York and Puerto Rico.

John Hancock, owned by Manulife Financial, first started offering Apple Watches to a limited number of members in 2016, before opening the program to all Vitality members the following year.

In a recent survey of John Hancock Vitality members with Apple Watch, 84 percent stated they are motivated to exercise by their Apple Watch and 90 percent wear an Apple Watch seven days a week.

In addition, a RAND Europe study of over 400,000 people concluded that those who participated in Vitality's Global Apple Watch programs averaged a 34 percent sustained increase in physical activity compared to participants without an Apple Watch.

Related Roundup: Apple Watch 10

Popular Stories

iPhone 17 Pro 3 4ths Perspective Aluminum Camera Module 1

New iPhone 17 Pro Details: Brighter Display, Best Battery Life, and More

Wednesday September 3, 2025 5:33 am PDT by
Apple's iPhone 17 Pro and iPhone 17 Pro Max models will feature a number of significant display, thermal, and battery improvements, according to new late-stage rumors. According to the Weibo leaker known as "Instant Digital," the iPhone 17 Pro models will feature displays with higher brightness, making it more suitable for use in direct sunlight for prolonged periods. The iPhone 16 Pro and...
iPhone 17 Pro Iridescent Feature 2

iPhone 17 Pro Clear Case Leak Reveals Three Key Changes

Sunday August 31, 2025 1:26 pm PDT by
Apple is expected to unveil the iPhone 17 series on Tuesday, September 9, and last-minute rumors about the devices continue to surface. The latest info comes from a leaker known as Majin Bu, who has shared alleged images of Apple's Clear Case for the iPhone 17 Pro and Pro Max, or at least replicas. Image Credit: @MajinBuOfficial The images show three alleged changes compared to Apple's iP...
iphone 16 pro ghost hand

iPhone 17 Pro: 5 Reasons Not to Upgrade This Year

Monday September 1, 2025 4:35 am PDT by
Apple will launch its new iPhone 17 series this month, and the iPhone 17 Pro models are expected to get a new design for the rear casing and the camera area. But more significant changes to the lineup are not expected until next year, when the iPhone 18 models arrive. If you're thinking of trading in your iPhone for this year's latest, consider the following features rumored to be coming to...
iPhone 17 Pro Iridescent Feature 2

iPhone 17 and iPhone 17 Pro Prices Estimated Ahead of Apple Event Next Week

Tuesday September 2, 2025 1:50 pm PDT by
Just one week before Apple is expected to unveil the iPhone 17 series, an analyst has shared new price estimates for the devices. Here are J.P. Morgan analyst Samik Chatterjee's price estimates for the iPhone 17 series in the United States, according to 9to5Mac: Model Starting Price Model Starting Price Change iPhone 16 $799 iPhone 17 ...
iPhone 17 Pro Dark Blue and Orange

iPhone 17 Release Date, Pre-Orders, and What to Expect

Thursday August 28, 2025 4:08 am PDT by
An iPhone 17 announcement is a dead cert for September 2025 – Apple has already sent out invites for an "Awe dropping" event on Tuesday, September 9 at the Apple Park campus in Cupertino, California. The timing follows Apple's trend of introducing new iPhone models annually in the fall. At the event, Apple is expected to unveil its new-generation iPhone 17, an all-new ultra-thin iPhone 17...
iOS 18 on iPhone Arrow Down

Apple Preparing iOS 18.7 for iPhones as iOS 26 Release Date Nears

Sunday August 31, 2025 4:35 pm PDT by
Apple is preparing to release iOS 18.7 for compatible iPhone models, according to evidence of the update in the MacRumors visitor logs. We expect iOS 18.7 to be released in September, alongside iOS 26. The update will likely include fixes for security vulnerabilities, but little else. iOS 18.7 will be one of the final updates ever released for the iPhone XS, iPhone XS Max, and iPhone XR,...
iPhone 17 Pro on Desk Centered 1

Survey: Nearly 70% of Users Plan to Upgrade to iPhone 17

Monday September 1, 2025 8:24 am PDT by
A new survey has found that nearly seven in ten iPhone owners in the United States plan to upgrade to an iPhone 17 model, signaling strong demand ahead of Apple's expected unveiling of the devices at its September 9 keynote. Smartphone price comparison platform SellCell surveyed over 2,000 U.S.-based iPhone users in August to assess upgrade interest and brand loyalty before Apple's event....

Top Rated Comments

M.PaulCezanne Avatar
77 months ago
Think carefully before sharing health data with a company that profits from that data.
Score: 8 Votes (Like | Disagree)
GuruZac Avatar
77 months ago
That’s cool and if it’s keeps people motivated to improve their health, even better.
Score: 5 Votes (Like | Disagree)
bbednarz Avatar
77 months ago

This is truly more disturbing than anything Facebook has ever done.

Congratulations Tim.
What are you going on about now?


Buy it with exercise!
Good luck with that. If you aren't motivated enough to buy it yourself, a few hundred dollars won't get you off your butt.
For someone that already works out and meets their goals it’s basically a free watch. I don’t see how this could be spun into a negative.
Score: 3 Votes (Like | Disagree)
2010mini Avatar
77 months ago

Too bad term life insurance is such a scam.
Only if you outlive it and can’t change it to something permanent.
Score: 3 Votes (Like | Disagree)
mattm591 Avatar
77 months ago

That's always how it starts.

Fast forward to your insurance claim being rejected because one day your heart rate showed an irregularity and you didn't obtain the mandatory doctor's report to account for it so it goes down as attempted insurance fraud.
Except they only get what Apple gives them, and the Heart Rate metric is limited to an occasional BPM value. Data like ECGs which show potential irregularities are not available to Vitality.
Score: 3 Votes (Like | Disagree)
Caseynd Avatar
77 months ago

Too bad term life insurance is such a scam.
It's great for people who don't want to overpay for life insurance. Whole life policies are terrible investment vehicles. If you want to read why, there are many articles out there, but this one does a good job of covering the important parts- https://momanddadmoney.com/why-whole-life-insurance-is-a-bad-investment/
Score: 3 Votes (Like | Disagree)